Financial Planning

Financial Planning alongside Investment Management is becoming increasingly critical to effectively manage your assets and meet expectations. As part of the CityPoint investment team, we have in-house Financial Planning to build bespoke financial plans based on your requirements. We start with an initial meeting to ascertain your goals, pinpointing areas whereby we can assist. We will then come up with potential solutions before you are committed to any charges.

We offer the following services:

Generational Planning

The relationships we build with our clients usually last for decades, often generations. We understand the importance that our clients attach to the legacies they leave behind. We can work with you to understand and guide you through any potential liability and how this can be managed by making the most of available allowances, establishing trusts, or other areas of inheritance tax planning.

Retirement Planning

By understanding the retirement plans of our clients, we can advise them on a tailored strategy to preserve capital and meet their income needs once they retire. Our financial planner will advise you on how to make the most of the UK’s new pension freedoms, protect yourselves against changes in the lifetime and annual pension allowances, and ensure that all your savings and investments are structured to fund your retirement.

Tax Efficient Investments

Tax efficiency is an  important part of preserving and creating wealth. Our expertise in setting up and managing a wide range of tax-efficient structures also helps us manage your assets across generations. We use well-known tax-efficient wrappers such as ISAs (Individual Savings Accounts) and SIPPs (Self Invested Pension Plans), or if appropriate for your circumstances can set up more complex tax-efficient structures.

Each client has their own appetite for risk, and certain goals and priorities, so every solution is structured with the client’s needs in mind.

Protecting You and Your Family.

You and your families deserve financial peace of mind. Making sure that your capital is protected against unforeseen circumstances is one of the ways that we can assist you.

By recommending appropriate protection policies, we ensure that you and your beneficiaries should have financial peace of mind, even when unexpected events occur.

Download the Raymond James London City Point  Financial Planning Brochure

Contact Us to discuss Financial Planning